Terms of Service

Last updated: July 25, 2026

1. Acceptance of Terms

By accessing and using Photocard AI, you accept and agree to be bound by these Terms of Service. If you do not agree, please do not use our service.

2. Description of Service

Photocard AI is an AI-powered service that transforms your photos into fan-made, K-pop-inspired photocard designs. You upload a photo, and we generate stylized card images for personal creative use.

3. User Responsibilities

You agree to:

  • Upload only photos you own or have permission to use
  • Not upload inappropriate, offensive, or illegal content
  • Use the generated images for personal, non-commercial purposes
  • Not attempt to reverse-engineer or misuse our service

4. Payment Terms

Pricing: The annual plan is $99 with 100 HD image generations issued each month, the non-renewing one-month pass is $14.90 for 100 HD image generations, the auto-renewing monthly subscription is $9.90 for 100 HD image generations each month, and the one-time $9.90 pack includes 50 HD image generations that do not expire. All prices are in USD unless checkout states otherwise.

Payment Processing: Payments, subscriptions, tax, and billing management are processed by Stripe. Entitlements are issued only after a verified Stripe webhook.

Refunds: Due to the digital nature of our service, refunds are generally not available. However, if you experience technical issues preventing you from using purchased credits, contact us at hello@photocard.ai within 7 days of purchase.

Pulls: A pull is reserved when generation starts. Preview Pulls are captured after the clean low-resolution preview is delivered. HD Pulls are captured only after the native-4K file passes storage, dimension, and content-safety checks. Failed or timed-out jobs release the applicable reservation; if only the HD stage fails, the completed Preview remains available. Annual and auto-renewing monthly subscription pulls follow their monthly validity period, Monthly Pass pulls expire after 32 days, and one-time 50 Image Pack pulls do not expire.

5. Intellectual Property

Your Photos: You retain all rights to photos you upload. We do not claim ownership of your original images.

Generated Images: You own the generated photocard images and may use them for personal purposes (social media, avatars, etc.). Commercial use may require additional licensing.

Our Service: The Photocard AI platform, technology, and design are our intellectual property.

6. Community Submissions

Community is optional. When you submit a card, you confirm that you own the source photo or have the subject's permission to display the clean low-resolution result publicly. You grant Photocard.ai a non-exclusive, worldwide, royalty-free license to host, reproduce, resize, and display that result and your chosen public profile fields solely to operate and promote Community while the submission remains active.

A share link and a Community listing are separate. Community submissions are listed immediately, may be reported, and may later be removed under our Acceptable Use and Copyright policies. You can withdraw a Community listing; withdrawal does not automatically disable a share link you separately enabled.

7. Service Availability

We strive to provide reliable service but do not guarantee 100% uptime. We may temporarily suspend service for maintenance or updates. We are not liable for any losses resulting from service interruptions.

8. Limitation of Liability

Photocard AI is provided "as is" without warranties. We are not liable for:

  • Any indirect, incidental, or consequential damages
  • Loss of data or images
  • Service interruptions or technical issues
  • Results that do not meet your expectations

9. Age Requirement

You must be at least 18 years old to use Photocard AI. By using our service, you confirm that you meet this age requirement.

10. Changes to Terms

We reserve the right to modify these terms at any time. Continued use of the service after changes constitutes acceptance of the new terms.

11. Contact

For questions about these Terms, contact us at hello@photocard.ai.